Muskoka ON Cottages For Sale – MLS Listings

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116-1 - 1052 RAT BAY ROAD
Franklin Lake of Bays (Franklin) P1H 2J6

$40,000
Single Family beds: 2 baths: 2.0

Main Photo: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 1: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 2: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 3: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 4: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 5: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 6: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 7: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 8: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 9: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 10: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 11: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 12: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 13: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 15: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 17: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 18: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 19: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 21: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Photo 22: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 25: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 32: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 38: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
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Photo 41: 116-1 - 1052 RAT BAY ROAD in Lake of Bays (Franklin): Condo for sale : MLS®# X12107211
Status:
Active
Prop. Type:
Single Family
MLS® Num:
X12107211
Bedrooms:
2
Bathrooms:
2
BONUS! Maintenance fees for 2026 included in price!! This effectively reduces the price by $5,127!! This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ. Check-in for Cottage 116 is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST payable in November for the following year but it's already been fully paid for you for 2026. Weeks in 2026 start on Mar 8, June 14, June 28, Nov 1, Dec 27/26 . No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees. (id:2493)
Property Type:
Single Family
Common Interest:
Condo/Strata
Living Area (Min):
900 sq. ft.
Living Area (Max):
999 sq. ft.
Zoning:
Waterfront Resort Comm'l with exception
Association Fee:
427.25
Association Fee Frequency:
Monthly
Association Fee Includes:
Common Area Maintenance, Heat, Electricity, Water, Parking
Taxes:
$0 / 2025
Community:
Franklin
Features:
Exercise Centre, Recreation Centre, Sauna, Fireplace(s), Visitor Parking
Exterior Features:
Wood
Community Features:
Pets not Allowed
View:
Lake view, Direct Water View
Waterfront:
Waterfront on lake
Water Body Name:
Lake of Bays
Structure Type:
Other
Appliances Included:
Washer, Refrigerator, Stove, Dryer, Microwave, Furniture, Window Coverings, Water Heater
Home Style:
Bungalow
Bedrooms:
2
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0
Cooling:
Wall unit
Fireplace:
Yes
Fireplaces:
1
Foundation:
Block
Heating:
Baseboard heaters, Propane
# Storeys:
1.0
Basement:
None
Parking:
No Garage
Total Parking Spaces:
4
Floor
Type
Size
Other
Main level
Living room
19'3" × 10'
-
Main level
Dining room
14'2" × 11'
-
Main level
Kitchen
14'2" × 8'8"
-
Main level
Sunroom
17'8" × 13'9"
-
Main level
Primary Bedroom
17'9¾" × 11'
-
Main level
Bedroom
11' × 10'8"
-
Floor
Ensuite
Pieces
Other
Main level
No
-
10'10" x 10'10"
Main level
No
-
10' x 12'8"
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Listed by Chestnut Park Real Estate
Data was last updated March 11, 2026 at 03:15 AM (UTC)
Area Statistics
Listings on market:
27
Avg list price:
$769,000
Min list price:
$13,000
Max list price:
$1,695,000
Avg days on market:
209
Min days on market:
6
Max days on market:
911
These statistics are generated based on the current listing's property type and located in Franklin. Average values are derived using median calculations. This data is not produced by the MLS® system.
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